No. Not a hard answer, is it? But most people I speak to talk about the government being broke,...or stretched too thin. This all may be true, but the primary reason we are not, and never again will be, prepared is that we have lost the sense of self-reliance and self-preparedness that our parents (well, at least MY parents) had. They never stopped drilling into me the idea that no one else's lifestyle mattered...you needed to afford your own. Keep up with the Jones'? They didn't understand the term and when I explained it, they just laughed and labeled it insanity. You lived within your own budget; you put aside money for "rainy" days; you make decisions and then lived with the consequences...no "blame someone else" mentality was allowed. I remember once I got into trouble...not for doing anything wrong, but because I was hanging around with some "friends" who, indeed, had done something wrong. I got a suspension out of it and complained. My father said it was my fault..."you are known by the company you keep and if you want to be highly thought of, don't hang around with them...there are consequences for bad choices, so don't complain to me"
Today, Americans are wrapped up in "blaming someone else" and expecting the government (or "someone") to bail them out of trouble. They don't even TRY to prepare for "rainy" days...they are too busy keeping up with the Jones'. Smoke and mirrors and the illusion that there are no consequences. Stupidity is the norm for the day throughout America.